Season both the ground beef and cubed beef with one tsp each of Adobo and brown them separately. As the ground beef and steak is cooking add the onions and garlic to each pan equally. The ground beef will release a lot of grease so be sure to strain it if you don't want greasy chili.
In a large enamel pot on medium heat add both the cooked ground beef, cubed chuck steak and mix well.
Add the tomato sauce, water, chipotle sauce, beans and the remaining ingredients (except cheese), stirring well as you add each one. If you like it extra spicy add a serrano chile pepper to the pot, otherwise omit it.
Cover and cook chili on medium heat for another 30 minutes until the chuck steak is tender.
Serve over rice, in a bread bowl or with cornbread and top with shredded cheese.