Add chocolate chips to a microwavable bowl and heat chips in 30 second intervals until chocolate is melted. Check chocolate after every 30 seconds and stir chips quickly.
Pour chocolate into muffin pan until each bottom is covered and filled about 1/4 inch. Add to freezer for 10 minutes.
While chocolate is freezing, add the peanut butter, almond flour, coconut oil, and chile powder to a bowl and mix well. Heat up in a microwave for 10 seconds so you're able to pour mixture on top of chocolate.
Remove chocolate from freezer and pour peanut butter mixture over chocolate and place in refrigerator for 10 minutes - not necessary to freeze at this point.